DISABILITY PROTECTION

Safeguarding Income | Secure Futures.

🛡️ Protect Your Paycheck.

Disability Insurance

If you’re out of work due to illness or injury, who pays the bills?

Disability insurance gives you a monthly paycheck when you can’t work — so you stay on track, no matter what.

✅ Why Employees Love This Plan

💰 Replaces lost income when you can’t work

🧾 Extra protection for serious illness or injury

🔄 Portable coverage — not tied to your job

⏱️ Quick access to benefits — minimal wait

🔒 Long-term security through retirement age

💼 Budget-friendly and easy to qualify for

PROCESS

Apply to Request Coverage

Submitted Request Reviewed

Policy issued Accordingly

Are you Ready to Protect your Paycheck?

✅ FAQ Disability Insurance App

How Do I Fill out the Application Form?

Watch this short video walkthrough before you begin.
🎥 Instructional Form
We’ll guide you step-by-step so nothing gets missed.Watch this Video:

❓ What If I’m Not Sure About a Question?

That’s totally fine — just answer as best you can. We’ll go over everything during your advisor review call.


❓ What Information Will I Need?

Your basic personal info (name, DOB, address)

Occupation & income details

Health history and any medications

Existing insurance coverage (if any)

Tip: It’s okay if you don’t have everything right now — just do your best and we’ll follow up if needed.

❓ Is This a Formal Application?

Yes. This is your official application for disability income coverage. Once submitted, it’s reviewed by our licensed advisors and prepared for carrier submission.

❓ What Happens After I Submit?

We review your form

We contact you if anything’s missing

We submit your application to the appropriate carrier(s)

You’ll receive a formal offer and next steps

You don’t need to call us — we’ll reach out shortly.

Contact Us

Reach out to us for any queries or assistance regarding state workers' benefits and pensions.